word choice - "I have no money on my cell phone account" or "my cellphone is out of money" or how?


Situation:


Soon you will not be able to use your cell phone because you almost have no money left on your cell phone account.


How would a native English speaker quickly and naturally describe this situation?



Answer



I would say:



I'm almost out of phone credit.



If the context was clear (i.e. you were holding your phone or speaking on the phone) you could even just say:



I'm almost out of credit.



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