politeness - Polite way to refuse to answer a question


It sometimes happens that I am asked a question which I am uncomfortable answering for a variety of reasons (it invades my privacy, the answer may hurt the person asking, it is painful for me to discuss, it would violate a confidence etc.). I may also not feel comfortable explaining why I don't want to answer.


I remember a colleague of mine introducing me to the Far Eastern concept of Mu (sometimes translated as "unask the question"), which seems to quite aptly capture what I'm looking for.


What is the most polite way of expressing this in English?




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